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Rates

APR = Annual Percentage Rate

New Cars
Term 20% Down Up to retail value Up to 120% of Retail
36 months 2.20% APR 2.50% APR 3.00%
48 months 2.50% APR 3.00% APR 3.50%
60 months 3.00% APR 3.50% APR 3.90%
72 months 3.50% APR 3.90% APR 4.50%
Used Cars: 2020 - 2021
Term NADA Trade-in Value Up to retail value Up to 120% of Retail
36 months 2.50% APR 3.00% APR 3.50%
48 months 3.00% APR 3.50% APR 3.90%
60 months 3.50% APR 3.90% APR 4.50%
72 months 3.90% APR 4.50% APR 4.90%
Used Cars: 2018 - 2019
Term NADA trade-in value Up to retail value Up to 120% of Retail
24 months 3.00% APR 3.50% APR 3.90%
36 months 3.50% APR 3.90% APR 4.50%
48 months 3.90% APR 4.50% APR 4.90%
60 months 4.50% APR 4.90% APR 5.50%
Used Cars: 2015 - 2017
Term NADA trade-in value Up to retail value Up to 120% of Retail
24 months 4.50% APR 4.90% APR 5.50%
36 months 4.90% APR 5.50% APR 5.90%
48 months 5.50% APR 5.90% APR 6.50%
Used Cars: 2008 - 2014
Term NADA trade-in value Up to retail value Up to 120% of Retail
24 months 6.50% APR 6.90% APR 7.50%
36 months 6.90% APR 7.50% APR 7.90%

New
Term 20% Down Up to retail value
36 months 3.20% APR 3.50% APR
48 months 3.50% APR 4.00% APR
60 months 4.00% APR 4.50% APR
Used: 2020 - 2021
Term NADA Trade-in Value Up to retail value
36 months 3.50% APR 4.00% APR
48 months 4.00% APR 4.50% APR
60 months 4.50% APR 5.00% APR
Used: 2018 - 2019
Term NADA Trade-in Value Up to retail value
24 months 4.00% APR 4.50% APR
36 months 4.50% APR 4.90% APR
48 months 4.90% APR 5.50% APR
60 months 5.50% APR 5.90% APR
Used: 2015 - 2017
Term NADA Trade-in Value Up to retail value
24 months 5.50% APR 5.90% APR
36 months 5.90% APR 6.50% APR
48 months 6.50% APR 6.90% APR
Used: 2008 - 2014
Term NADA Trade-in Value Up to retail value
24 months 7.50% APR 7.90% APR
36 months 7.90% APR 8.50% APR

Personal Loan Rates
Term Rate
Up to 24 months 12% APR
25-36 months 13.5% APR

Share Secured Loan Rates
Term Rate
Up to 72 months 2.20% APR