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Rates

APR = Annual Percentage Rate

New Cars   (rates as of 10/19/2023)
Term 20% Down Up to retail value Up to 120% of Retail
36 months 3.50% APR 3.90% APR 4.50% APR
48 months 3.90% APR 4.50% APR 4.90% APR
60 months 4.50% APR 4.90% APR 5.50% APR
72 months 4.90% APR 5.50% APR 5.90% APR
Used Cars: 2022 - 2023
Term NADA Trade-in Value Up to retail value Up to 120% of Retail
36 months 3.90% APR 4.50% APR 4.90% APR
48 months 4.50% APR 4.90% APR 5.50% APR
60 months 4.90% APR 5.50% APR 5.90% APR
72 months 5.50% APR 5.90% APR 6.50% APR
Used Cars: 2020 - 2021
Term NADA trade-in value Up to retail value Up to 120% of Retail
24 months 4.50% APR 4.90% APR 5.50% APR
36 months 4.90% APR 5.50% APR 5.90% APR
48 months 5.50% APR 5.90% APR 6.50% APR
60 months 5.90% APR 6.50% APR 6.90% APR
Used Cars: 2017 - 2019
Term NADA trade-in value Up to retail value Up to 120% of Retail
24 months 5.50% APR 5.90% APR 6.50% APR
36 months 5.90% APR 6.50% APR 6.90% APR
48 months 6.50% APR 6.90% APR 7.50% APR
Used Cars: 2010 - 2016
Term NADA trade-in value Up to retail value Up to 120% of Retail
24 months 7.50% APR 7.90% APR 8.50% APR
36 months 7.90% APR 8.50% APR 8.90% APR

New
Term 20% Down Up to retail value
36 months 4.50% APR 4.90% APR
48 months 4.90% APR 5.50% APR
60 months 5.50% APR 5.90% APR
Used: 2022 - 2023
Term NADA Trade-in Value Up to retail value
36 months 4.90% APR 5.50% APR
48 months 5.50% APR 5.90% APR
60 months 5.90% APR 6.50% APR
Used: 2020 - 2021
Term NADA Trade-in Value Up to retail value
24 months 5.50% APR 5.90% APR
36 months 5.90% APR 6.50% APR
48 months 6.50% APR 6.90% APR
60 months 6.90% APR 7.50% APR
Used: 2017 - 2019
Term NADA Trade-in Value Up to retail value
24 months 6.50% APR 6.90% APR
36 months 6.90% APR 7.50% APR
48 months 7.50% APR 7.90% APR
Used: 2010 - 2016
Term NADA Trade-in Value Up to retail value
24 months 8.50% APR 8.90% APR
36 months 8.90% APR 9.50% APR

Personal Loan Rates
Term Rate
Up to 24 months 12% APR
25-36 months 13.5% APR

Share Secured Loan Rates
Term Rate
Up to 72 months 3.50% APR