Area Educational Credit Union

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Membership is open to all employees of the surrounding school districts.

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Rates as low as 3.90% APR

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Save BIG for your dreams!

A penny saved is a penny earned.

Savings Rates

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Savings

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FEATURED RATES

We welcome you to friendly and personal service.

Member Benefits

You are not just another “customer” at Area Educational Credit Union. You are a MEMBER. Our members are owners of the credit union and elect our Board of Directors.

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The CU Difference

Unlike banks, credit unions were formed in the cooperative model. As a nonprofit, our earnings are held in reserve for challenging times or given back to members in the form of higher rates on savings and lower rates on loans. When the credit union does well, so do you!

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News & Events

Personal Cyber Security

Protect yourself from criminals who may try to steal your personal or financial information. Learn about scams that are targeting you and your family including which scams are geared towards your age group. You can even take a quiz to know how savvy you are about your Personal Cyber Security.

Annual Meeting

The credit union's Annual Meeting is an opportunity for members to meet the credit union’s volunteer Board of Directors and hear about the finances and operations of the credit union and elect the Board of Directors. Join us on at the Mattoon CUSD #2 LIFT Building on March 26, 2025 at 4:00 pm for our next Annual Meeting.

Serving our Communities

AECU is committed to the communities that we serve. The credit union participates in CUKind Day through the Illinois Credit Union League. Employees select service projects, charities and groups within the area to receive volunteerism, support and donations.

Shred Day

Every year, the credit union sponsors a Shred Day for its members and the community. This is an excellent opportunity to safely and permanently destroy secure documents. Many members save their documents throughout the year, waiting for AECU's Shred Day!

Every quarter, whether you receive a paper statement or view your statement electronically, you will receive a quarterly newsletter including important announcements for our members.

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